Overview

Auto Payment Service in Digital Banking Platform
supports payments, which are automatically
initiated by the platform in compliance with a
long-time schedule specified by the client.
The main types of auto payments are:
• Scheduled payments
• Payments at reaching a threshold value
• Payments at debt occurrence
Auto Payment Service parameters can be specified
and managed via the Operation Studio application.
Определение
Overview

Scheduled payments

This is the simplest type of payments. These
payments can be made in favor of the service
provider, which allows depositing an arbitrary
amount on customer’s account . A fixed amount
can be debited (for example, monthly) from a
client’s account in favor of a service provider.
The client can specify scheduled payment settings
in any service channel of the Digital Banking
Platform. This requires additional integration with
third-party systems.
Multichannel
Scheduled payments

Payments at debt
occurrence

This is a more complicated type of payments. Auto
payment is to be made when the certain event is
occured. The event is generated by the service
provider – for example, the balance of the cellular
phone reaches the minimum allowed value. This
type of auto payments is normally used to replenish
the mobile operators or Internet providers account.
When configuring this type of auto payments the
customer should specify the amount of replenish-
ment. The maximum auto payment amount for the
period should be indicated, so the specified maximum
of withdrawals from the client’s account will not be
exceeded. This payment type requires a gateway with
the service provider or with the payment aggregator.
Omnichannel
Events Payments

Payments at debt
occurrence

Auto payment is carried out based on a client’s debt
information from a service provider. The information
is requested according to the rules specified by the
user. It can be a fine or a housing service bill. The
invoice amount can be optional. When configuring
this type of auto payments, a client should specify
the maximum amount that can be paid. If the debt
is greater than the specified maximum amount, the
auto payment will not be executed. A user can limit
maximum payments amount for a period, so the
specified maximum of withdrawals from the client’s
account will not be exceeded. This payment type
requires additional integration with the service
provider or with the aggregator.
Complex campaigns
Payments debt

Advantages

Fully functional solution

Fully functional solution

The described functionality works with the main cases of auto payments usage: scheduled payments, payments at event occurrence and payments at debt occurrence.

Multichannel

Multichannel

Managing auto payments is available to the client in any front-end application.

Rapid deployment

Rapid deployment

Scheduled auto payments are available as “out of the box” solution. The functionality of auto payments at event and auto payments against the bill is standardized. Integration with bank system and service providers is required

Demo access to back-office

Our employees usually demonstrate the work of back-office applications remotely. Demonstration the functionality of different system components can be performed when the agreement about technical terms and scenarios has been reached. Technical documentation can be provided as well.
To grant access, please, fill in the form. Our manager will contact you.