About application

Internet Bank is a web application based on
CMS Orchard. It allows the 
bank’s client to
manage their banking products, make
payments and transfers, convert the currency, 
receive bank statement and other information. 
About application
About application

Login and
registration

Log into the Internet bank is carried out by login
and password. Any complex scenarios for
entering the application with two-factors 
authentication can be implemented as well.  

The Internet Bank provides a scenario for client’s
self-registration (if it meets the bank’s rules and
regulations). All authentication and registration
scenarios are adapted to the Bank requirements. 

Login and registration
Login

Start-up screen

Widgets with the information the client may 
need are located on the main page of the Internet
Bank
This is the data about banking products
(accounts, cards, loans, and deposits), timeline,
payments and transfers, PFM
. Widgets content, 
and presented data are customized according to 
certain bank requirements.  
Dashboard
Dashboard

Accounts, cards, loans,
deposits

In Internet Bank, clients can manage all products
they use
: various accounts, cards, loans, deposits
or special 
bank products. In the product card the
client can find more detailed information about
selected product
 (current balance, transactions,
product parameters 
such as the loan rate or the
deposit end date)
, and management functions
(card blocking, limit change and other). 
 
Products
Products

Personal offers

Some areas in Internet Bank interface are
reserved for publishing information messages
or advertising content. Simple banners, clickable
banners 
with scripts and personal offers can be
published
 there. Cloud AdNet service are used 
as a source of content and 
informational data
for personal offers
.  
Targets
Targets

Timeline

The timeline is identical in all bank’s front-end
applications and includes information about debit
and incoming transactions on client’s accounts,
reminders of upcoming payments, statuses of
client’s applications and other similar information.
Events 
are arranged in chronological order, some
of them can 
occur in the future (for example,
reminders of upcoming payments). Clicking on
event, clients can view 
more detailed information
about it
. The completed operation can be repeated 
or a confirmation document can be generated on it. 
 
Timeline
Timeline

Payments and
transfers

A full-fledged payments and transfers functional 
is implemented in the Internet Bank. Clients can
pay for mobile service, Internet, housing and utility
service, fines and other. Clients 
can also make
transfers between their accounts, transfers from
the card to account and back, transfers to a 
bank’s
client or to another 
bank. Transaction fee is 
calculated online 
when client has specified the
payment amount. 
Full-text search of needed service
and 
recurring payments are available. 
Payments transfers
Payments transfers

Templates

Any performed payment can be saved as a
template for 
further reuse. To group
templates and improve 
their usability, 
template categories are applied such as 
 Family”, “Education”. 
Templates
Templates

Financial management

Internet Bank offers the personal finance
management service. Clients can analyze their
transactions 
in terms of income/expenses,
banking products, expenses categories
(in accordance with MCC payment codes)
and other parameters. 
 
Financial management
PFM

Additional services

The Internet Bank can be enriched with any
additional functionality by using 
micro
services
. For instance, it can be a statement
on the account in the pension fund, Bank’s
electronic queue entry, brokerage accounts
and other similar functionality.
Additional services
Extra

Advantages

Simple and user-friendly interface

Simple and user-friendly interface

The base UI is built based on best practices in the banking industry. At the same time, it can be easily customized to meet the Bank’s requirements.

Easy customization

Easy customization

Internet Bank is built based on CMS Orchard (open source project supported by Microsoft) and can be easily integrated into the Bank’s web portal.

Functionality

Functionality

Internet Bank offers full functionality of the DBP platform. The functionality can be easily expanded thanks to the micro services architecture of the platform.

Wide payment functionality

Wide payment functionality

All payment scenarios in Internet Bank are automatically generated in compliance with the settings specified in the payment hub.

Want to try?

Demo version can fully emulate the work of the Internet bank considering the specificities of different bank’s back office systems.