About applicationInternet Bank is a web application based on
CMS Orchard. It allows the bank’s client to
manage their banking products, make
payments and transfers, convert the currency,
receive bank statement and other information.
Log into the Internet bank is carried out by login
and password. Any complex scenarios for
entering the application with two-factors
authentication can be implemented as well.
The Internet Bank provides a scenario for client’s
self-registration (if it meets the bank’s rules and
regulations). All authentication and registration
scenarios are adapted to the Bank requirements.
Start-up screenWidgets with the information the client may
need are located on the main page of the Internet
Bank. This is the data about banking products
(accounts, cards, loans, and deposits), timeline,
payments and transfers, PFM. Widgets content,
and presented data are customized according to
a certain bank requirements.
Accounts, cards, loans, In Internet Bank, clients can manage all products
they use: various accounts, cards, loans, deposits
or special bank products. In the product card the
client can find more detailed information about
selected product (current balance, transactions,
product parameters such as the loan rate or the
deposit end date), and management functions
(card blocking, limit change and other).
Personal offersSome areas in Internet Bank interface are
reserved for publishing information messages
or advertising content. Simple banners, clickable
banners with scripts and personal offers can be
published there. Cloud AdNet service are used
as a source of content and informational data
for personal offers.
TimelineThe timeline is identical in all bank’s front-end
applications and includes information about debit
and incoming transactions on client’s accounts,
reminders of upcoming payments, statuses of
client’s applications and other similar information.
Events are arranged in chronological order, some
of them can occur in the future (for example,
reminders of upcoming payments). Clicking on
event, clients can view more detailed information
about it. The completed operation can be repeated
or a confirmation document can be generated on it.
Payments andA full-fledged payments and transfers functional
is implemented in the Internet Bank. Clients can
pay for mobile service, Internet, housing and utility
service, fines and other. Clients can also make
transfers between their accounts, transfers from
the card to account and back, transfers to a bank’s
client or to another bank. Transaction fee is
calculated online when a client has specified the
payment amount. Full-text search of needed service
and recurring payments are available.
TemplatesAny performed payment can be saved as a
template for further reuse. To group
templates and improve their usability,
template categories are applied such as
Financial managementInternet Bank offers the personal finance
management service. Clients can analyze their
transactions in terms of income/expenses,
banking products, expenses categories
(in accordance with MCC payment codes)
and other parameters.
Simple and user-friendly interface
The base UI is built based on best practices in the banking industry. At the same time, it can be easily customized to meet the Bank’s requirements.
Internet Bank is built based on CMS Orchard (open source project supported by Microsoft) and can be easily integrated into the Bank’s web portal.
Internet Bank offers full functionality of the DBP platform. The functionality can be easily expanded thanks to the micro services architecture of the platform.
Wide payment functionality
All payment scenarios in Internet Bank are automatically generated in compliance with the settings specified in the payment hub.